Money Transfers Made Simple
Move your money quickly and securely with our range of transfer options designed for convenience and reliability.
Transfer Options
Choose from our range of transfer methods to meet your specific needs.
Internal Transfers
Move money between your own Trust Paycon accounts instantly and with no fees. Perfect for managing your finances across checking, savings, and investment accounts.
Instant Transfers
Move money between your Trust Paycon accounts immediately, 24/7.
- No transfer fees
- Available 24/7
- Funds available immediately
Scheduled Transfers
Set up one-time or recurring transfers on your schedule.
- Daily, weekly, or monthly options
- Automate savings goals
- Flexible date scheduling
Sweep Transfers
Automated transfers based on account balance thresholds.
- Set minimum balance triggers
- Prevent overdrafts
- Maximize interest earnings
External Transfers
Send money to accounts at other financial institutions or to friends and family. Choose the method that best suits your needs for speed, cost, and security.
ACH Transfers
Standard electronic transfers to external accounts through the Automated Clearing House network.
Processing Time
1-3 business days
Transfer Fee
Free
Daily Limit
$10,000
Monthly Limit
$50,000
Best for: Regular transfers when timing isn't critical
Wire Transfers
Expedited transfers for time-sensitive or high-value transactions with immediate availability.
Processing Time
Same business day
Transfer Fee
$25 domestic, $45 international
Daily Limit
$50,000
Monthly Limit
$250,000
Best for: Urgent transactions or large amounts
Person-to-Person Transfers
Send money to friends and family using their email address or phone number via our secure network.
Processing Time
Minutes to 1 business day
Transfer Fee
Free
Daily Limit
$2,500
Monthly Limit
$10,000
Best for: Splitting bills, gifts, or reimbursements
International Transfers
Send money to over 200 countries worldwide with competitive exchange rates and tracking.
Processing Time
1-5 business days
Transfer Fee
Varies by destination
Daily Limit
$25,000
Monthly Limit
$100,000
Best for: Sending money to family abroad or international purchases
Scheduled Transfers
Take control of your finances by scheduling transfers in advance. Set up one-time or recurring transfers to automate your financial goals.
One-Time Transfers
Schedule a single transfer to occur on a future date, up to 365 days in advance.
Recurring Transfers
Set up automatic transfers on a schedule: weekly, bi-weekly, monthly, or quarterly.
Flexible Management
Edit or cancel your scheduled transfers at any time before processing through online banking.
How To Make a Transfer
Follow these simple steps to make a transfer using our online banking platform.
Log in to Online Banking
Access your account through our secure online banking portal or mobile app.
Select "Transfer Funds"
Navigate to the Transfers section from the main menu.
Choose Transfer Type
Select between internal, external, wire, or person-to-person transfers.
Enter Transfer Details
Specify the from/to accounts, amount, date, and add an optional memo.
Review and Confirm
Verify all transfer details and submit your transfer request.
Transfer Guides & FAQs
Find helpful resources and answers to common questions about transfers.
Transfer Guides
Setting Up External Accounts
Learn how to securely link your accounts at other financial institutions for easy transfers.
Read GuideInternational Wire Transfer Instructions
Step-by-step instructions for sending money internationally, including required codes and information.
Read GuideAutomating Your Savings
How to set up recurring transfers to achieve your savings goals automatically.
Read GuidePerson-to-Person Payment Tips
Best practices for securely sending money to friends and family using our P2P service.
Read GuideFrequently Asked Questions
What information do I need for an ACH transfer?
For ACH transfers, you'll need the recipient's account number, routing number, account type (checking or savings), and the name of their financial institution.
Are there limits on how much I can transfer?
Yes, transfer limits vary by transfer type and account status. Internal transfers typically have no limits, while external transfers have daily and monthly limits for security reasons.
Can I cancel a transfer after it's been submitted?
Internal and scheduled transfers can be canceled before processing. Wire transfers may be canceled if they haven't been processed yet, but may incur a cancellation fee.
How long do transfers take to process?
Internal transfers are instant. ACH transfers typically take 1-3 business days. Wire transfers are usually same-day but must be submitted before the cutoff time (typically 4 PM ET).
Is there a fee for transfers?
Internal transfers and standard ACH transfers are free. Wire transfers have fees ($25 domestic, $45 international). See our fee schedule for details.
Ready to make a transfer?
Log in to your Trust Paycon account to get started with quick, secure transfers.
